Bellaire High School students learned how to manage a budget and make wise money choices during a six-week Money Smart course.
The Money Smart course covers many aspects of saving, spending, budgeting and investing money and was developed by the FDIC to help students and adults become better money managers.
James Orr, branch manager for the Medical Center – Bank of Houston, has taught the Money Smart program to Alice McKinney’s marketing students for several years.
“I don’t know anybody who needs the program more than high school students,” Orr said. “They have the least experience with finances and the greatest need for information. They’re getting part time jobs and opening accounts. This program is just what they need.”
This year, Orr taught the program during two class periods, to both the Marketing Practicum Co-op and the Introduction to Business, Marketing and Finance class. At the end of the six weeks, the highest scorers on an exam based on the course materials each received a $100 U.S. Savings Bond from the Bank of Houston.
This year, three students earned the top grades: senior Christopher Kemp, sophomore Maegan Truitt and freshman Susana Salas.
Orr encouraged students to get financially savvy now, not later.
“Sit with your parents while they pay the bills. See what kind of financial decisions they have to make,” he said.